Posted on April 11, 2019 - 01:36 PM
by Randy Spiesman
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Working with Lisa was such an amazing experience. She is so knowledgeable and willing to go above and beyond for her clients. I knew that she was always an email away and no matter how silly the question, she was ready to answer. There aren't many people that truly enjoy what they do and it's obvious that Lisa wants to help people reach their goals of home ownership. I would often tell myself how lucky my husband and I were to have crossed paths with Lisa and we wouldn't have the home we have today without her. She reduced so much of my stress throughout the process and reassured me when I worried about everything. As a first time buyer, I was clueless but I was able to learn so much because of Lisa. She was great at dealing with my husband who is the most indecisive person in the world. We are truly grateful for her services and her optimism when working with us.zuser20170318080426686